Payday loans should be used when there is a need for a short term loan until your next payday. They are designed to help short term cash situations and we provide solutions from a large panel of lenders throughout the UK.
At some point or another, many of us face the occasional situation when we need access to cash quickly and asking for a loan from your bank isn't plausible or there are few options available. Some lenders offer same day loans whilst others may take a little longer to accept your application. Before applying online, think how much you need to borrow and ensure that you can repay the amount back in the time specified.
We only accept applicants from the UK; it's quick and easy whether you have a good or a bad credit rating. Whilst instant decisions can be given for your loan, some lenders may require additional information.
Payday loans are not a solution to managing your long term finances. They are available for short term solutions. Please visit our 'How it Works' & 'FAQs' page for more information before making an application.